Sole Purpose of Jewelry Insurance Appraisals is to cover against the unlikely event of loss, Damage, Theft, or Misplacement.
Insurance appraisal report includes a competitive and realistic estimated replacement value so your insurance premiums are not inflated and provide adequate information and valuation to settle your claim easily.
– Insurance appraisals differ from estate appraisals and market value appraisals. Insurance appraisals are for the sole purpose of duplicating lost, damaged or stolen items.
Most insurance companies require a written Appraisal by an independent Appraiser (not the seller of the item) with a graduate gemologist degree in order to provide insurance coverage
Your item will be accurately described and valued for replacement in the event of loss, theft or damage.
Identification and valuation of inherited items.
When buying or selling an item.
Estate planning or Probate needs.